Be Empowered by Your Benefits
Our Approach
We make organizations confident in their health plan.
Proper Benefits Brokerage helps employers reduce healthcare costs, improve plan design, and gain more control over renewals. We advise companies on fully insured, level-funded, self-funded, and captive health plan strategies, with hands-on support for HR and employees throughout the year.
Benefits Roadmap
Creating a benefits package for your employees can seem like a daunting task.
Let our team of consultants guide you from quote to coverage through our tried and true process:
1. Discovery
An initial discovery call gives us the information we need to pinpoint your wants, and request materials from you to begin the quoting process.
2. Plan Selection
We evaluate carrier pricing, plan design, claims information, pharmacy costs, funding structure, and alternative strategies to determine where the greatest opportunities exist.
3. Enrollment
We offer on-site or digital enrollments to make sure your employees are informed and accounted for.
4. Ease of Mind
Our award winning service team supports you year round to help with new hires, staff changes, billing, and anything in-between!
Get started with Proper, today.
FAQs
We work with employers of various sizes. Proper’s benefits consultants have a particular focus on mid-sized organizations seeking a more strategic approach to employee benefits, healthcare cost management, and funding. However, our Small Group department can write a group policy down to 1 enrolled life.
What size companies does Proper Benefits Brokerage work with?
1
In most cases, yes. Employers may be able to address underlying costs through pharmacy strategy, provider networks, funding structure, care navigation, plan design, and claims management rather than relying solely on higher deductibles or employee contributions.
Can employers reduce healthcare costs without reducing benefits?
2
Yes. We help employers evaluate fully insured, level-funded, self-funded, and captive health plan strategies based on workforce size, claims experience, cash flow, risk tolerance, and long-term objectives.
Does Proper Benefits Brokerage work with self-funded health plans?
3
What is a health insurance captive?
4
A health benefits captive allows multiple employers to participate in a larger risk-sharing environment while maintaining their own health plan. For the right employer, this can provide greater purchasing power, improved renewal stability, and greater control over long-term healthcare spending.